Who We Serve 

At Life, Inc. Retirement Services, we serve a variety of different clients, but our customized solutions for each client can’t be topped. How can we serve you? 

Make Your 401K Plan the Asset Your Company Deserves

Life, Inc. Retirement Services is dedicated to offering comprehensive retirement plans to all of our clients. We strive to be a leader in the space, presenting you with a simplified approach and local point of contact to manage your business’ retirement plan. We understand that not every client is the same, just as the goal of their retirement plan is rarely every the same. Taking your needs and goals into consideration, we create custom tailored solutions to help fulfill your needs. 

Who We Serve

Small Businesses

A retirement plan can start benefiting a small business sooner than you may think, however, it’s important that you set it up correctly. Whether you have employees or are just starting out, a retirement plan for your start-up can help support tax savings, retain employees (if you have them), and much more. Some people assume that starting a retirement plan for a small business or start-up can be expensive, but it is actually more cost-effective than you might think!

Corporations

As 401(k) advisors,  we know the fiduciary responsibilities of a 401k plan sponsor can be overwhelming. That is why we’re here to simplify the process for you and your clients! Here are some of the services we offer:

  • ERISA 3(21) Fiduciary Protection or Optional 3(38) Fiduciary Protection
  • Employer and Employee On-Site Training and Education to increase employee engagement.
  • Initial and ongoing plan design to maximize contributions.
  • Investment Policy Statement Development and Management
  • Quarterly Fiduciary Investment Monitoring

Solo Practitioners

Are you eligible for the 20% pass-through income deduction? Cash Balance retirement plans can be an excellent way for you to reduce AGI enough to qualify for the full deduction, 20% of qualified business income (QBI). Cash Balance plans can be a great tax-savings solution for those who are self-employed. We have saved our clients hundreds of thousands of dollars through Cash Balance plans!

 

Finanical Advisor

We support corporations by handling the stress of filing your 5500, compliance (ADP/ACP testing), and, as a TPA (third party administrator), we provide you with the support and service to keep you running efficiently. From handling your personal retirement needs to helping your employees auto-enroll, we’re your dedicated experts!

Why Offer Employees a Retirement Plan?

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Employee Retention

Did you know, that according to a recent study, 51% of employees joined their current company because it offered a retirement plan? Attracting top talent can be tough and retaining them can be even tougher. A retirement plan is a huge benefit to employees. And, you don’t even need to offer a match!

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Tax Benefits

Establishing an employee retirement plan may offer tax benefits because:
  • Employer contributions to retirement plans (and often plan expenses) are tax-deductible.
  • Your business may be eligible for a tax credit for establishing a qualified retirement plan.
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Invest in Your Own Retirement

If you are a business owner, you can contribute to the same retirement plan that you have set up for your employees. There are various ways to set up your own retirement plan, but we specialize in ensuring you choose the plan that best benefits you and your goals. 


    Not sure which plan is right for you?

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